What is Cash App Bank Name and Address for Direct Deposits?

February 13, 2024

Are you someone looking for the Cash App bank name and address for executing a wide range of transactions? It is apprehensible that figuring out this, along with ‘What bank is Cash App, could be puzzling. But in this article, you will get answers to all these questions that might have crossed your mind.

Cash App is not a bank, even though it offers financial services that banks typically provide. Moreover, you can earn free money on Cash App. To facilitate consumer transactions, however, the business collaborates with several banks.

Cash App Website

Cash App is partnered with two American banks, Sutton Bank and Lincoln Savings Bank. Is Cash App a bank, then? Block Inc. owns this app, a web-based financial services platform, which is not a bank. 

What is Cash App Bank Name and Address? 

Cash App in itself isn’t a bank, so it does not have a bank name and address. People address Cash App with the bank name Block Inc. which is not its bank name but the corporation’s name. Moreover, people often assume its mailing address is its bank name, which is 1455 Market Street, Suite 600, San Francisco, CA 94103. You might have gotten a clear idea of the Cash App bank name and address.

This payment app is undoubtedly a viable option to think about if you’re seeking a mobile banking app that makes it simple for you to access your money. You may simply deposit and withdraw money from your bank account using the app, which is accessible on iOS and Android devices. This payment app can also be used to make online purchases of goods and services.

With 30 million active users, the digital banking and mobile payment app is particularly well-liked in the United States. Despite not being a bank itself, the app provides debit cards and financial services through its bank partners.

Is Cash App a Bank? 

No, Cash App isn’t a bank. You might be asking if Cash App is a real bank, given that it is a financial app. It permits you to deposit money, acquire a cash card, and even set up direct deposit so that you can get your money up to two days earlier. So you’d assume that was a bank, wouldn’t you?

Well, this payment app is not a bank; rather, it is a fintech app, often known as a financial platform, that collaborates with FDIC-insured banks to offer banking services.

What Bank Does Cash App Use for Direct Deposit?

Cash App works with Lincoln Savings and Sutton Bank, and it is these banks that offer all banking services to Cash App users. This app in itself does not provide the provision of direct deposits.

Prepaid cards, direct deposits, and deposits on prepaid cards that are FDIC-insured are all available to customers thanks to shared processes amongst the banks on the app. 

Unfortunately, Cash App doesn’t make clear which banks offer each service, and they are always subject to change.

Lincoln Savings Bank

The full-service Lincoln Savings Bank has been around since 1902. Numerous banking capabilities, including prepaid debit cards and direct deposit, are offered by Lincoln Savings Bank through the Cash App; however, as of late, they have identified Sutton Bank as the direct deposit bank.

Sutton Bank

Lincoln Savings has more branches than Sutton Bank, which has been around since 1878 and is both an online and physical bank. Prepaid cards and direct deposit are presently offered by Sutton Bank for this app.

How Can I Execute Direct Deposit With Cash App?

Verify which bank will be used in this app before configuring direct deposit. They frequently change their partner banks because they are a fintech app. In fact, they don’t even specifically name them on their website; they merely refer to them as “partner banks,” which makes us think they change more frequently than we realize.

For direct deposits, the majority of consumers need the name and address of Cash App Bank. You’ll need an account number and routing to finish this process. Let’s look at the steps for executing this process.

  • On the Cash App’s home screen, click the Banking tab.
  • Please select Direct Deposit.
  • Click Get Started next to Automatic Setup.
  • Find your employer, then adhere to the instructions.
  • Within one to five business days after setting up direct deposit, they will be accessible. Contact the Cash App support team for more help if the process takes longer than five days.

The table below showcases this app’s bank name, address, and routing number for direct deposit.

Lincoln Bank

Cash App Bank NameLincoln Savings Bank
Cash App Routing Number073923033
Cash App Address508 MAIN ST, REINBECK, IA – 50669
Phone Number(319) 788-6441

Sutton Bank

Cash App Bank NameSutton Bank
Cash App Routing Number041215663
Cash App AddressAttica, Ohio 1521 East Main St Ashland
Phone Number(419) 426-3641

Is Cash App Bank Name Sutton Bank?

Do you often get confused about whether the Cash App bank address is the same? So, to clear your doubts, this app does not own any bank or itself a bank. Cash App is not Sutton Bank; it serves as the issuer of the Cash Card. 

It is a 144-year-old bank that provides saving, lending, investment services, and lending services to people. Since the inception of Cash App, it has partnered with them to provide the best card services for this payment app.

Can You Use Cash App as a Bank Account?

No, it is not possible to use the Cash App as your main bank account. As it does not have a provision for checks. You must link an existing Bank account or card to your app’s account when you sign up. 

After linking your bank account or credit card, you can at any moment transfer money from that account into your Cash App balance. There are no fees when using your balance to send money. However, there are fees when using a linked card or bank.

Similar to other banks, Cash App will issue you a debit card that you can use to make withdrawals at POS terminals and ATMs. Additionally, you can use the app to invest in stocks and Bitcoin. But that doesn’t guarantee that the Cash App will function exactly like other apps.

Suggested Read: Let’s Unravel How to Add Money to Venmo Without Bank Account

What is the Need for Having Cash App Bank Name and Address?

Many of you must be wondering what the need is for a Cash App bank name and address. There are several situations where you will require it for paying and receiving money. Let’s look at some situations.

Paying Personal Taxes

Paying your personal taxes just got easier with this payment app. It is a trustworthy and convenient option for people who prefer to avoid physical or paper checks. Here are three ways the Cash App can help you with tax preparation and planning:

  • Direct Deposit: With Cash App’s direct deposit feature, you can easily receive your tax refund directly into your app’s account. This eliminates the need for paper checks and can speed up the process of receiving your refund.
  • Tax Deductions and Credits: This payment app proffers unlimited access to ETFs, market-traded securities, and Crypto through Cash App Investing. This can provide opportunities for tax deductions and credits, helping you lower your tax bill.
  • Convenient Payments: Using this app, you can easily make payments towards your tax bill. It makes paying your tax bill convenient as it can be done through the app’s exclusive feature ‘Pay Bills’, which allows you to pay any bill with a credit or debit card. This can help you avoid late fees and penalties, ensuring that you stay on top of your tax obligations.

These are some significant reasons for knowing what is Cash App bank name and address.

Using Plaid

Ready to take your Cash App experience to the next level? Using Plaid can help you connect your accounts and streamline your financial management. Here are a handful of steps to follow: 

  • Make a visit to your Cash App and click on the Banking tab.
  • Select the account you want to connect to and click on Add Cash or Add Money.
  • In the final step, select Use with Plaid, and next, enter your login details for the bank account you want to link. 

Using Plaid with this payment app has several benefits, such as automatic updates and real-time transaction tracking.

These are the two main reasons why you should possess a Cash App bank address and name.

Why is Cash App Bank Not Working?

If you’re eagerly looking for the Cash App bank name and can’t locate it, after many tries, there could be several reasons:

  • The phone you might be using has poor internet connectivity.
  • Invalid or International transactions.
  • You may be using an older version of this app; Therefore, you need to update to the latest.
  • Unsuccessful multiple PIN attempts.
  • Some information may be invisible because of server or technical issues.
  • Excessive app cache.
  • Software and hardware problems.
  • If the bank does not recognize your Cash App account.
  • Service restrictions from your bank.

These are some reasons for Cash App Bank transaction disruptions.


Now, you are acquainted with “What is Cash App bank name and address?”. The Sutton Cash App issues cash cards, and Lincoln handles consumer deposits. This platform is widely famous and accepted as a payment source in Walgreens and Walmart check-cashing stores.

Although Cash App is not a bank, it collaborates with a few banks to offer banking services through the app. You can use your Cash card just like any other Visa debit card to make quick transfers of money to other Cash App customers. 

Next Read: How to Delete Cash App Account Permanently? 


1. Cash App by Wikipedia

2. Direct Deposit by Cash App Support

3. Cash App as My Main Banking? By Reddit

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