Does Kroger Take Apple Pay in 2024? Let’s Find Out

February 21, 2024
Does Kroger Take Apple Pay

Does Kroger take Apple Pay for grocery shopping? 

Well, you will be thrilled to know that you can use Apple Pay at Kroger as a payment method starting in June 2023. 

You can now easily send money through Apple Pay to pay at these stores. Previously, this payment option was not available to users. The platform was forced to introduce this payment method after users voiced their dissatisfaction with its unavailability. Learn more to find out where and how to use Apple Pay at Kroger stores.

Does Kroger Take Apple Pay?

Yes, Kroger does accept Apple Pay as a payment method but it should be noted that out of  2,719 stores, only 108 stores currently offer this payment option. Some of the Kroger stores that offer Apple Pay as a payment option are located in Ralphs in California, QFC in Washington and Oregon, King Soopers in Colorado and Wyoming. 

It has yet to be widely adopted, but it is commendable that, after so many years, they have valued customer feedback.

But still, many people ask this question very frequently “Does Kroger take Apple Pay for grocery shopping or not?”. In today’s article, we will discuss in detail whether Kroger accepts Apple Pay or why Kroger doesn’t accept Apple Pay in every store.

How to Use Apple Pay at Kroger Stores?

Do you like going to the Kroger store? In that case, you should learn how to use Apple Pay at Kroger.

  1. Look for the contactless payment symbol at the checkout. 
    Apple Pay at Kroger Contactless Payment Symbol
  1. Place your card, Apple Watch, or iPhone in proximity to the contactless reader.
    Contactless Payment Process
  1. To authenticate yourself, place your finger on the Touch ID sensor or use Face ID.

Allow some time for the transaction to be approved. Following approval, your payment will be transferred immediately.

How to Use Apple Pay at Kroger Online?

Are you someone who loves to shop while sitting comfortably on your couch? In that case, you should learn about ‘Does Kroger do Apple Pay’ in all its stores and how to use it at this grocery retail store.

  1. Shop via the Kroger app or website.
    Kroger Website
  1. During the checkout process, select Apple Pay as your payment method.
  2. Finally, use your Touch ID or Face ID to confirm your payment.

It is as simple as that! Your order will be shipped once your payment has been processed. So, by now, you know the answer to ‘Does Kroger do Apple Pay’ which is yes! But with certain limitations. So, it is advisable to confirm with the store manager before visiting a particular Kroger store.

Also Read: How to Add Apple Gift Card to Wallet using Various Devices?

Why Kroger Was Not Accepting Apple Pay as a Payment Method Before 2021?

Before March 2021, Kroger did not accept Apple Pay because they did not want to reduce their processing expenses and instead wanted to encourage customers to utilize their mobile payment alternative, Kroger Pay.

But Kroger takes Apple Pay now, you might be wondering why. The main reason was during the pandemic people began shifting from Kroger as a preferred store because it didn’t accept payment methods like Apple Pay and Samsung Pay. It also received backlash on social media platforms. 

The action builds on a test that Kroger conducted at the 61 locations in its Seattle-based QFC store division in 2020. Making payments safer and more convenient was the original goal of the test, which included Apple Pay, Google Pay, Samsung Pay, and other services. 

This was especially important during the Covid-19 outbreak. Then, in March 2021 it introduced payment options like Apple Pay but in selective stores only till now.

Benefits of Using Apple Pay at Kroger

There are several advantages and rewards associated with utilizing Apple Pay at Kroger. Let’s take a closer look at them.

  • Security

    Apple Pay uses cutting-edge security measures such as tokenization, encryption, and biometric authentication to protect your payment information.

  • Rewards

    Some credit and debit cards may reward you with cashback or points if you use Apple Pay. The Kroger app also allows users to earn loyalty points in addition to making purchases.

  • Contactless Payment 
    Contactless Payment

    Since it is a contactless payment method, you can purchase without touching the payment terminal.

  • Convenience

    Using Apple Pay eliminates the need to dig through your wallet for your credit or debit card to make quick and convenient payments. You do not have to rush home or carry cash if you run out of money.

Also Read: Does Walmart Cash Personal Checks? Walmart Check Cashing Guide [Requirements, Fees, and Limits]

Additional Payment Options at Kroger

Now that you know Kroger takes Apple Pay, you may be wondering what other payment options are available at Kroger. Here’s a list of other payment options available at Kroger.

  • Credit cards (VISA, Mastercard, and American Express)
  • Kroger Pay
  • EBT
  • Check
  • Samsung Pay
  • Kroger Gift Cards
  • Debit cards
  • Google Pay
  • SNAP Benefits
  • Cash
  • Gift Certificates
  • Paytm
  • WIC
  • Cash App

Also Read: Does Sam’s Club Take EBT? [Complete Guide]

What is Kroger Pay and How to Use It?

Kroger Pay is a mobile payment solution provided by Kroger, one of the largest supermarket chains in the United States. Customers can use their smartphones to make secure and convenient payments for their purchases with Kroger Pay. 

Follow the given steps to use this payment option:

  1. Get the Kroger app from the App Store or Play Store.
    Kroger App
  1. Open the app, go to the upper left corner, and select the Hamburger menu.
    Hamburger Icon
  1. Here, choose the Kroger Pay option.
    Kroger Pay Option
  1. Enter another form of verification or your 4-digit Kroger Pay PIN.
  2. You can now scan the Kroger Pay QR code like you would any other bar code.
  3. Scan and examine the items you purchased.
  4. Now, on the self-checkout kiosk, choose Pay Now.
    Scan Mobile Payment
  5. Select the option for mobile payment and follow the prompts to complete the transaction.

Customers can use Kroger Pay to speed up the checkout process by simply scanning a QR code. 

If you aren’t satisfied with this payment option, you might be wondering ‘Does Kroger have Apple Pay’? This news might be perplexing for you because it accepts Apple Pay in specific Kroger stores.

There are a handful of stores that accept Apple Pay as a payment mode; let’s look at some of them.

Also Read: Does Walgreens Give Cash Back? – [Explained]

Final Words

Do you have a clear answer to the question, “Does Kroger accept Apple Pay?” Some customers may find it frustrating that Kroger does not accept Apple Pay in all of its locations, even though an increasing number of businesses are opting to accept digital payment options.

Previously, Kroger customers were not permitted to use Apple Pay in any of their stores. However, after receiving online backlash, this store was forced to accept Apple Pay as a payment method. We hope that they will expand this payment method to all of their stores in the future.


Ans: Yes, you can pay with your phone at Kroger using Apple Pay and Kroger Pay.

Ans: Yes, you can use Apple Pay in-store and online at Kroger, but only in stores that have NFC readers.

Ans: In June 2023, Kroger officials announced that they had rolled out Apple Pay as a payment option at their selective stores.

Ans: It usually takes a few minutes for the transaction to be reflected in your transaction history.

Ans: No, it is currently only accepted in 108 Kroger stores.


1. Kroger now accepting Apple Pay by Reddit

2. Kroger by Wikipedia

3. Kroger Pay FAQs by

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